Flat Fee Financial Planning for
High Income Families in Dallas, TX
Feel confident about your financial future without carrying the mental burden of managing everything yourself.
You’re doing well financially. Now there’s more to keep track of.
You earn well. You save and invest. You’ve built a solid financial life for your family. But higher income means more decisions.
Taxes. Investments. Benefits. Company stock. College. Insurance. Estate planning. Big purchases. Career changes.
Each decision affects something else. And someone has to keep track of it all.
I help you figure out what needs attention, manage the investments you want to hand off, and follow through on what needs to get done throughout the year.
★ ★ ★ ★ ★
“Working with Spenser at Motif Planning has been absolutely life-changing. He’s given us true peace of mind and lifted the mental burden of managing our finances, which has been priceless with the chaos of everyday life.
He listens, cares, and explains everything in a way that makes us feel confident about our future. If you’re looking for a financial planner in Dallas, TX who genuinely puts clients first, I can’t recommend him highly enough.“
– Elizabeth W., client since 2023
Disclosure: Motif Planning has not provided any compensation for the testimonials shown. The testimonials shown have been selected from among all client feedback. To our knowledge, no other conflicts of interest exist regarding these testimonials. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success. View all reviews at Wealthtender.
Who I work with
Most clients are busy parents in their 30s and 40s with high incomes, growing investments, demanding careers, and young families.
They’re already doing a lot of things right. They usually earn $250,000 or more as a household and may have bonuses, RSUs, stock options, deferred compensation, or other benefits.
They want help seeing how everything fits together without spending their limited free time managing it all themselves.
Motif Planning may be a good fit if you want:
• Help throughout the year, not just at scheduled meetings
• Investment management included in the relationship
• Help making decisions across taxes, benefits, equity compensation, insurance, college, and estate planning
• One person keeping an eye on how the pieces fit together
• An expert to call when a new money decision comes up
• A flat annual fee instead of a percentage of your investments
What changes when Motif Planning is keeping track
Know what needs your attention
There will always be something else you could research. I help you decide what matters now and what can wait.
Make decisions in context
Taxes affect investments. Equity compensation affects cash flow. College savings compete with other goals. I help you see the tradeoffs before you decide.
Hand off the work
You can hand off investment management while I keep track of planning opportunities, deadlines, and follow ups throughout the year.
Expert on call when something changes
A bonus, job offer, RSU vest, home purchase, tax question, or family decision does not have to become your next research project.
Questions we work through together
“We’re doing well financially. Are we making the most of it?”
“Are we missing ways to lower our tax bill?”
“What should we do with our RSUs or stock options?”
“How much can we spend today while still saving enough for later?”
“How much should we save for college?”
“Can one of us eventually work less?”
“What are we missing?”
You don’t need to know every question to ask. My job is spotting what deserves your attention.
Hi, I’m Spenser
Before becoming a financial planner, I spent 17 years making a living as a professional musician.
I know what it feels like to be good at your job and still not want personal finance to become another thing you have to master.
Today I help busy families make better financial decisions without turning personal finance into another job.
I’m a CFP® professional and the founder of Motif Planning. I live in Dallas with my family, and when I’m not working with clients, I’m usually spending time with them or building something in my garage.
Frequently Asked Questions
Ongoing financial planning and investment management costs $5,000 to $15,000 per year, billed quarterly.
Your fee is based on household income and financial net worth.
No. Investment management is included, but you decide which accounts you want me to manage.
No. Motif Planning is based in Dallas and works with clients virtually across the United States.
We start with a 15 minute conversation. No preparation is needed.
We’ll talk about why you’re reaching out, what you’d like help with, and if a longer conversation makes sense.
You don’t have to keep managing all of this yourself
If you’re doing well financially but managing it all is taking more time and attention than you want to give it, let’s talk.
Start with a 15 minute call. No prep required.