Advice-Only Financial Planning for High-Income Families in Dallas, TX
You earn a strong income. Motif Planning helps you turn it into a clear plan for taxes, investing, equity comp, and your family’s future.
Who we help
Dual income families in their 30s and 40s
Motif Planning is a good fit if:
- Your household earns $350k+
- You live in Dallas, Plano, Frisco, Southlake, Highland Park, Lakewood, Preston Hollow, or the broader DFW area
- You have young kids or plan to start a family
- You receive bonuses, RSUs, stock options, deferred comp, or other executive benefits
- You want advice without handing over your investments
- You want someone looking at taxes, investments, benefits, insurance, estate planning, and family goals together
No person was compensated for the testimonials (statements provided by current clients) and endorsements (statements provided by persons who are not current clients) presented here. Each person gave permission for Thriving Musician LLC dba Motif Planning to publish their testimonial or endorsement. Outcomes are personal and specific and one person’s experience does not guarantee identical outcomes in the future for another person.
What we do
Reduce financial decision fatigue
Most families do not ignore their money because they do not care. They ignore it because life is full. Work is demanding. Kids need attention. Every financial decision creates another tab open in your brain.
We help you:
Automate your cash flow
Defend your family with the right insurance
Understand and maximize employee benefits
Leverage your executive compensation
Trim your lifetime tax bill
Invest with intention
Navigate major life changes
Get your estate plan done
You need a system built for how you earn and live, guided by someone who understands your family, complex compensation and careers.
How we work
Our approach to financial planning
Advice-Only
You pay for advice, planning, and guidance.
You keep control of your accounts.
Flat Fee
You pay for advice, planning, and guidance.
You keep control of your accounts.
Holistic
We look at your full financial life: cash flow, taxes, investments, benefits, insurance, equity compensation, college planning, retirement, and estate coordination.
Fiduciary
Every recommendation is made in your best interest.
Concierge
Ongoing support for the decisions that come up during the year.
Fee-Only
We’re paid only by you, not by commissions or third parties.
We do financial planning, not financial selling.
Questions we help you answer
These are the questions that usually come up when income grows, kids arrive, benefits get more complex, and the stakes feel higher.
“We make great money. Why does it still feel like we’re behind?”
“Why was our tax bill so high last year?”
“Should we sell RSUs as they vest or hold them?”
“Are we using our 401(k), HSA, backdoor Roth IRA, and benefits the right way?”
“How much should we save for college without overdoing it?”
“Do we have enough insurance if something happens to one of us?”
“Can one of us step back from work someday?”
“Are we building wealth, or just funding a busy life?”
Meet your planner
Spenser Liszt, CFP®
I’m Spenser Liszt, CFP®, founder of Motif Planning, an independent, flat fee, fiduciary, advice-only financial planning firm in Dallas, TX.
Before becoming a financial planner, I spent 17 years as a professional musician. That background shaped how I work with clients. I listen closely, think creatively, and help families connect technical financial decisions to real life.
Frequently Asked Questions
Motif Planning typically works with high-income families in their 30s and 40s who want ongoing financial planning.
Many clients are dual-income households earning $350k+, often with kids, equity compensation, bonuses, deferred compensation, complex benefits, and growing tax questions.
Fee-only means you pay Motif Planning directly for financial advice.
We do not earn commissions, sell financial products, or receive compensation from investment or insurance companies. Our fee is not tied to selling you something.
No. Motif Planning is based in Dallas, TX, but all meetings are held virtually.
We work with clients across the country using Zoom and secure online planning tools. This makes it easier to meet from home or work without adding another appointment across town.
No. Motif Planning does not have an investment minimum.
You do not need to transfer assets or have a certain portfolio size to work with us. We provide advice-only financial planning, which means you keep control of your accounts and we guide you on what to do.
The first step is to schedule a discovery call.
We will talk through your family, income, benefits, taxes, investments, and what made you reach out. You will learn how Motif Planning works, what the planning relationship includes, and whether it feels like a good fit.
Yes. Motif Planning is a fiduciary at all times.
That means we are legally and ethically required to act in your best interest. We do not sell products or earn commissions, so our advice is based on your goals, your family, and your financial plan.
Ready to take the first step?
If your family earns a strong income but your financial life still feels scattered, schedule a discovery call to see if Motif Planning is the right fit.