Flat-Fee Financial Planning for
High-Income Families in Dallas, TX
Lift the mental burden of managing your finances.
Get a proactive second set of eyes and feel confident nothing important is overlooked.
You’re doing well financially. Success creates more decisions.
You earn well. You save and invest. You’ve built a solid financial life for your family. But as your income, investments, career, and family grow, there are more decisions to coordinate.
Taxes. Investments. Benefits. Company stock. College. Insurance. Estate planning. Big purchases. Career changes.
The challenge is knowing what deserves your attention, what can wait, and whether something important is being missed.
Motif Planning gives you a proactive second set of eyes across your full financial life. I help you prioritize decisions, coordinate the moving pieces, manage the investments you want to hand off, and follow through throughout the year.
★ ★ ★ ★ ★
“Working with Spenser at Motif Planning has been absolutely life-changing. He’s given us true peace of mind and lifted the mental burden of managing our finances, which has been priceless with the chaos of everyday life.
He listens, cares, and explains everything in a way that makes us feel confident about our future. If you’re looking for a financial planner in Dallas, TX who genuinely puts clients first, I can’t recommend him highly enough.“
– Elizabeth W., client since 2023
Disclosure: The testimonials shown are from current clients of Motif Planning. Motif Planning has not provided any compensation for the testimonials shown. The testimonials shown have been selected from among all client feedback. To our knowledge, no other conflicts of interest exist regarding these testimonials. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success. View all reviews at Wealthtender.
Who I work with
Most clients are busy parents in their 30s, 40s, and early 50s with high incomes, growing investments, demanding careers, and families to support.
They’re already doing a lot of things right. Their financial lives may include bonuses, RSUs, stock options, deferred compensation, business income, or other benefits that create more decisions to coordinate.
They want a trusted advisor who sees the full picture, identifies what they may be missing, and helps them act when something needs attention.
Motif Planning may be a good fit if you want:
- Proactive guidance throughout the year, not just advice at scheduled meetings
- A second set of eyes across your full financial picture
- Optional investment management included in your flat annual fee
- Help coordinating decisions across taxes, benefits, equity compensation, insurance, college, estate planning, and investments
- An expert in your corner when a new financial decision comes up
- A flat annual fee instead of a percentage of your investments
What changes when you’re not the only one keeping track
Know what needs your attention
There will always be something else you could research. I help you decide what matters now and what can wait.
Make decisions in context
Taxes affect investments. Equity compensation affects cash flow. College savings compete with other goals. I help you see the tradeoffs before you decide.
Delegate what you don’t want to manage
You can hand off investment management while I keep the broader plan moving, including follow-ups, planning opportunities, and coordination throughout the year.
Feel confident nothing important is missed
I look across your full financial life for gaps, opportunities, deadlines, and decisions that may not be obvious when each piece is viewed separately.
Expert in your corner when life changes
A bonus, job offer, RSU vest, home purchase, tax question, or family decision doesn’t have to become your next research project. You already have someone who knows the context.
★ ★ ★ ★ ★
“His expertise makes me feel confident that no stone is left unturned.”
– Sara M., client since 2023
★ ★ ★ ★ ★
“He is smart, kind, and a great person to have on your side.”
– Hilary V., client since 2024
Disclosure: The testimonials shown are from current clients of Motif Planning. Motif Planning has not provided any compensation for the testimonials shown. The testimonials shown have been selected from among all client feedback. To our knowledge, no other conflicts of interest exist regarding these testimonials. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success. View all reviews at Wealthtender.
Questions we work through together
“Are we on the right track?”
“What are we missing?”
“Are we missing ways to lower our tax bill?”
“What should we do with our RSUs or stock options?”
“How much can we spend today while still saving enough for later?”
“How much should we save for college?”
“Can one of us eventually work less?
You don’t need to know every question to ask. Part of my job is asking, “Have you thought about this?”
Hi, I’m Spenser
Before becoming a financial planner, I spent 17 years making a living as a professional musician.
I know what it feels like to be good at your job and still not want personal finance to become another thing you have to master.
Today I help busy families make confident financial decisions without turning personal finance into another job.
I’m a CFP® professional and the founder of Motif Planning. I live in Dallas with my family, and when I’m not working with clients, I’m usually spending time with them or building something in my garage.
Frequently Asked Questions
Ongoing financial planning and investment management costs $5,000 to $15,000 per year, billed quarterly.
Your flat fee is based on household income and financial net worth.
No. Investment management is optional and included in your flat annual fee. You decide which accounts, if any, you want me to manage.
No. Motif Planning is based in Dallas and works with clients virtually across the United States.
We start with a 15-minute conversation. No preparation is needed.
We’ll talk about why you’re reaching out, what you’d like help with, and if a longer conversation makes sense.
You don’t have to carry every financial decision yourself
You’ve already built a strong financial life. If you want a proactive second set of eyes helping you keep the pieces coordinated and make sure nothing important gets overlooked, let’s talk.
Start with a 15-minute call. No prep required.