Flat Fee Financial Planning for High-Income Families in Dallas, TX
You’ve built a strong financial foundation. We help you make smarter decisions about taxes, equity comp, and your family’s future while managing your investments for one flat fee.
Who we help
Dual income families in their 30s and 40s
Motif Planning is a good fit if:
- Your household earns $350k+
- You’ve accumulated investments but want more coordination and oversight
- You have young kids or plan to start a family
- You receive bonuses, RSUs, stock options, deferred comp, or other executive benefits
- You want ongoing financial planning and investment management without paying a percentage of your portfolio
- You want one advisor looking across taxes, investments, benefits, insurance, estate planning, and family goals
★ ★ ★ ★ ★
“Working with Spenser at Motif Planning has been absolutely life-changing. He’s given us true peace of mind and lifted the mental burden of managing our finances, which has been priceless with the chaos of everyday life.
He listens, cares, and explains everything in a way that makes us feel confident about our future. If you’re looking for a financial planner in Dallas, TX who genuinely puts clients first, I can’t recommend him highly enough.“
– Elizabeth W., client since 2023
Disclosure: Motif Planning has not provided any compensation for the testimonials shown. The testimonials shown have been selected from among all client feedback. To our knowledge, no other conflicts of interest exist regarding these testimonials. Testimonials may not be representative of other clients’ experiences and do not guarantee future performance or success. View all reviews at Wealthtender.
Why Motif Planning
Flat Fee
You pay one flat fee for financial planning and investment management.
Investment Management
We can manage your investments as part of your financial plan.
Holistic
We look at your full financial life.
Fiduciary
Every recommendation is in your best interest.
Concierge
Ongoing support as your life changes.
Fee-Only
No commissions, kick-backs or hidden fees.
Questions we help you answer
These are the questions that usually come up when income grows, kids arrive, benefits get more complex, and the stakes feel higher.
“We’re doing well financially. Are we making the most of it?”
“Why was our tax bill so high last year?”
“Should we sell RSUs as they vest or hold them?”
“Are our investments coordinated with the rest of our financial plan?”
“Are we using our 401(k), HSA, backdoor Roth IRA, and benefits the right way?”
“How much should we save for college without overdoing it?”
“Do we have enough insurance if something happens to one of us?”
“Can one of us step back from work someday?”
“How do we turn what we’re earning today into more options for our family later?”
What we do
You’ve probably already made a lot of good financial decisions.
As your income, investments, family, and career grow, those decisions become more connected. Taxes affect investments. Equity comp affects cash flow. College savings compete with other goals. And every decision creates another thing to monitor.
You need a financial plan that brings everything together.
- Automate your cash flow
- Defend your family with the right insurance
- Understand and maximize employee benefits
- Leverage your executive compensation
- Trim your lifetime tax bill
- Invest with intention
- Navigate major life changes
- Get your estate plan done
You need someone coordinating these decisions, managing what can be delegated, and helping you make the decisions that still require your input.
Meet your planner
Spenser Liszt, CFP®
I’m Spenser Liszt, CFP®, founder of Motif Planning, an independent, flat fee fiduciary financial planning and investment management firm in Dallas, TX.
Before becoming a financial planner, I spent 17 years as a professional musician. That background shaped how I work with clients. I listen closely, think creatively, and help families connect technical financial decisions to real life.
Frequently Asked Questions
Motif Planning typically works with high-income families in their 30s and 40s who want ongoing financial planning and investment management.
Many clients are dual-income households earning $350k+, often with kids, equity compensation, bonuses, deferred compensation, complex benefits, growing investment portfolios, and tax questions.
Fee-only means you pay Motif Planning directly for financial planning and investment management.
We do not earn commissions or receive compensation for selling financial products. Our annual fee is flat and does not increase based on the amount of investments we manage.
No. Motif Planning is based in Dallas, TX, but all meetings are held virtually.
We work with clients across the country using Zoom and secure online planning tools. This makes it easier to meet from home or work without adding another appointment across town.
No. Motif Planning does not have an investment minimum.
Investment management is available as part of your ongoing financial planning relationship at no additional advisory fee. Your annual fee stays the same regardless of how much we manage.
The first step is to schedule a discovery call.
We will talk through your family, income, benefits, taxes, investments, and what made you reach out. You will learn how Motif Planning works, what the planning relationship includes, and whether it feels like a good fit.
Yes. Motif Planning is a fiduciary at all times.
That means we are legally and ethically required to act in your best interest. We do not sell products or earn commissions, so our advice is based on your goals, your family, and your financial plan.
Ready to take the first step?
If your family is doing well financially and you want an expert coordinating your financial plan and managing your investments, schedule a discovery call to see if Motif Planning is the right fit.