Services
A motif is a melodic or rhythmic formula out of which longer passages are developed. At Motif Planning, we see motifs as consistent, sound decisions that lead to long-term financial freedom.
We guide you in developing strong money habits tailored to your goals. Then, we help you implement your plan effectively, allowing you to concentrate on bringing more art into the world.
View a sample financial plan.
Fees
Individual:
$5,000 annually + $2,500 initial planning fee
Couple:
$6,500 annually + $3,250 initial planning fee
Motifs we co-write with you
Cash flow
Understand all sources of income that flow in and expenses that flow out. Establish a strategy to manage income uncertainty throughout the year. Develop a plan to pay off debts or liens that may hold you back.
Insurance
Ensure your emergency fund is finely tuned to address the challenges during your career. Carefully look at your need for health, disability, life, long-term care, property, and liability insurance, and evaluate if appropriate coverage is in place.
Employment benefits
Evaluate W2 benefits beyond salary with a comprehensive review of your employee benefits package, including qualified retirement plans, deferred compensation, and group insurance options. Understand the benefits and challenges of 1099 self-employment and develop a plan to achieve financial independence using specialized retirement accounts and tax strategies.
Investing
Develop a sound investment strategy that aligns with your unique goals and risk tolerance. Discover the power of diversification. Empower yourself with the knowledge and tools to make informed investment decisions.
Retirement
Work towards securing your future and achieving financial independence. Explore various retirement options and develop a strategy to ensure long-term stability. Plan effectively to maintain financial security even after transitioning from your career.
Taxes
Develop effective tax strategies that minimize your lifetime tax burden. Simplify the complexity of taxation and navigate the ever-changing tax landscape specific to your industry.
Major purchases
Buying a house? Starting a family? Secured a major contract? Navigate significant milestones and major lifestyle decisions with financial clarity. Develop a strategic plan to align your career with important life events while managing the financial implications effectively.
Legacy
Protect your legacy and valuable achievements through strategic estate planning. Develop a comprehensive plan that covers your intellectual property, music catalog, and other significant assets. Consider establishing trusts, wills, and power of attorney documents to ensure your wishes are fulfilled, minimize tax implications, and provide for your loved ones’ financial security.
Education
Secure your children’s educational future by saving for their education through accounts like a 529 plan. These plans offer tax advantages and growth potential, allowing you to build a substantial nest egg to support their academic pursuits.
How financial planning fits into your team
Motif Planning is a part of your professional team, working closely with accountants, business managers, insurance agents, entertainment and estate attorneys, and performing rights organizations.